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Class III NI contributions

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Something vaguely seen this morning.

If you’ve not got 35 years of NI contributions then you can buy more. Pay £900 a year (or so) to buy an extra year’s contributions. This returns you £5 a week, or £260 a year. That’s a near 30% annual return and inflation protected too.

That might be the best investment on the planet right now.

At which point, so, how to turn that into a business?

Charge folks £50 to see if they need to/could do this? Then Something more to actually fill out all the HMRC docs to make it happen?

Does anyone, in fact, do this already as a specialty?

I assume that the NI payment records are not available in any online form so therefore it can’t be automated….


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